The clock’s ticking! Get up to €100 off your FastTax.ie tax return. Exclusively for Raisin customers, for a limited time.

Q: Do I need to pay Irish tax on interest earned through Raisin?

Yes. If you are an Irish tax resident, you must declare all foreign savings interest , including interest earned through Raisin or other online platforms, on your Irish tax return. Even though your savings are held with EU banks, Revenue still treats the interest as taxable income in Ireland. FastTax.ie makes this easy by guiding you through exactly what to declare.

You choose the smart option for your savings. Now do the same for your tax return.

You’ve already made the smart move with your Raisin account. Now let’s make the smart move with your tax return, done properly, in a fraction of the time, for a fraction of what an accountant charges

63% of Irish report having significant concerns when filing their income tax return, and only 44% are confident they are claiming all their eligible credits and deductions. FastTax.ie is here to take the stress out of tax time with our easy-to-follow guided Form 11 completion tool.

The online pay+file deadline for 2025 income tax return is November 18th 2026. Claim your €50/€100 discount off FastTax.ie below, exclusively for Raisin customers for a limited time only.

Filing for the first time?

You opened a Raisin account and it’s tipped you into self-assessment for the first time. We’ll get you filed simply and correctly with no jargon, no Revenue’s ROS confusion.

We guide you step-by-step (no tax jargon).
We help you include savings interest correctly.
We make sure you don’t miss credits or reliefs.
We generate your completed Form 11.

Already filing but looking for a better way?

You’ve got investment income, maybe a rental property, maybe you’re retired with income from a few places. You know the drill, you just want it off your plate, done properly, without the high prices of an accountant.

No ROS confusion.
No €500+ accountant fees.

Just a simple way to get it done properly. We’re proud to offer a 100% tax guarantee. * see Ts + Cs page.

Act Now: Up to €100 off exclusively for Raisin customers

Deposit €5,000 or more into a fixed term deposit account between 1 September 2026 and 30 September 2026 to receive a FastTax.ie discount code. Choose a 6 month term for a €50 code or a 1 year or longer term for a €100 code.

Use your discount on any FastTax.ie plan:

Plan 1 — €145 (€45/€95 with offer)
We prepare your Form 11 → you file

Plan 2 — €240 (€140/€190 with offer) (most popular with online savers and investors)
We prepare + review → you file

Plan 3 — €390 (€290/€340 with offer)
We prepare + review + file for you

All plans include a completed Form 11, ready to go

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How to Unlock Your Special Offer

Log into your account on Raisin.ie or refer back to your offer email.

When you have unlocked the offer, Raisin will share with you a unique offer code to apply at the FastTax.ie checkout.

“I got my accounts sorted in about an hour or so using Plan 3 where Declan and the team submit the 2025 income from all sources for my wife and I on a joint basis… It’s all done by the software and it is so worth it going for the €390 plan. Thanks Declan. It was a doddle!” — James, FastTax.ie customer via Trustpilot

FAQs About Online Saving in Ireland

Do I need to pay Irish tax on interest earned through Raisin?Caoimhe Maxwell2026-03-13T10:03:39+00:00

Do I need to pay Irish tax on interest earned through Raisin?

Yes. If you are an Irish tax resident, you must declare all foreign savings interest, including interest earned through Raisin or other online platforms, on your Irish tax return.

Even though your savings are held with EU banks, Revenue still treats the interest as taxable income in Ireland.

FastTax.ie makes this easy by guiding you through exactly what to declare.

Why isn’t DIRT deducted automatically on Raisin accounts?Caoimhe Maxwell2026-03-13T10:12:48+00:00

Why isn’t DIRT deducted automatically on Raisin accounts?

Irish banks deduct DIRT automatically before paying you interest.

However, when your savings are held with banks outside Ireland, DIRT is usually not deducted at source, and the responsibility falls on you to declare and pay the tax yourself.

This is normal and one of the common areas FastTax.ie helps customers with.

What tax rate applies to Raisin interest?Caoimhe Maxwell2026-03-13T10:12:33+00:00

What tax rate applies to Raisin interest?

In most cases, interest from EU deposit accounts is taxed at the same rate as Irish DIRT, which is currently 33%.

If any foreign tax has already deducted a credit for this can be claimed for in your Irish tax return.

FastTax.ie ensures the correct tax is applied and helps avoid overpaying.

What is deemed disposal on ETFs?Caoimhe Maxwell2026-09-30T14:08:27+01:00

Calculate the correct tax
Generate a completed tax return form for online filing
Tell you what tax payments are due
Give you peace of mind it’s done properly

Without accountants’ fees or you having to deal with the Revenue yourself.

Still Have Questions?

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